Covers Available
We are able to arrange cover for all types of commercial vehicles from business cars, to goods and passenger carrying vehicles on no claims discount or fleet rated policies.
As an addition to our High Net Worth Household policies, we are also able to place individual cars, family fleets and agreed value policies for cherished cars.
Mobile Plant and Special Type Vehicles
We also ensure that clients operating mobile plant and special types vehicles comply with the insurance requirements of the Road Traffic Acts whilst such equipment is being used in areas to which the public have access. It is important to remember that the definition of “highway” is now wider than most expect, i.e. "anywhere the public may be found, such as car parks, lay-bys, loading bays, private roads through trading or industrial estates, etc.". We recommend that all our clients operating mobile plant insure these items to cover their liability for third party injury or property damage under the Acts.
Additional Covers
To compliment these motor covers we can provide “contingency” products such as legal expenses cover to pursue uninsured losses against third parties, and GAP cover to meet any shortfalls in total loss/theft settlements for those companies and individuals with high value, financed, leased or hired vehicles. |