When seeking advice from Taylor Patterson, the first part of our process is to establish a client's aims, objectives and attitude to risk. The degree of risk accepted will help determine whether the objectives are realistically attainable.

Taylor Patterson will construct an Investment portfolio designed to achieve the objectives whilst matching the attitude to investment risk. Diversification of asset classes (the four main classes being shares, fixed interest, property and cash) is also important and for this reason a combination of different risk graded funds is utilised in our portfolio selection and design.

Having decided on an appropriate asset allocation strategy, the next challenge is to identity the investment funds that will achieve this strategy. Our research analysts put funds through a rigorous selection process in order to identify those we believe offer above average performance prospects.

Selection of the specific funds is made against a number of criteria, and incorporates the research from the two main investment fund rating agencies, OBSR and Morningstar. Additionally, we monitor the Citywire rating agency for the Fund Managers themselves. We take into account these ratings when identifying funds to buy, sell or to hold.

Having constructed the portfolio, it is just as important to review and monitor the investments on a regular basis. Taking account of changing circumstances and the rebalancing of the portfolio will assist us in keeping the portfolio on course to achieving your objectives.